Process 4: Release Cash (Cancel Buy)

Request to release held funds when a buy order is cancelled.

Message Type

camt.056 - FIToFIPmtCxlReq (Payment Cancellation Request)
camt.029 - RsltnOfInvstgtn (Resolution of Investigation)

Purpose

When a customer cancels a buy order (or the order expires/is unmatched), the Securities Company must send a request to release the previously held funds.

REQUEST - Broker → UFG → Custody Bank

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.056.001.08">
  <FIToFIPmtCxlReq>
    <Assgnmt>
      <Id>CANCEL-20250126-001</Id>
      <Assgnr>
        <Agt>
          <FinInstnId>
            <Othr>
              <Id>BRK_00</Id>
            </Othr>
          </FinInstnId>
        </Agt>
      </Assgnr>
      <Assgne>
        <Agt>
          <FinInstnId>
            <Othr>
              <Id>CUSTODY_00</Id>
            </Othr>
          </FinInstnId>
        </Agt>
      </Assgne>
      <CreDtTm>2025-01-26T14:00:00Z</CreDtTm>
    </Assgnmt>
    <Undrlyg>
      <OrgnlInstrId>HOLD-VN30-20250126-001</OrgnlInstrId>
      <OrgnlEndToEndId>ORD-VN30-001</OrgnlEndToEndId>
      <OrgnlTxId>HOLD-CUSTODY-001</OrgnlTxId>
    </Undrlyg>
    <CxlRsnInf>
      <Rsn>
        <Cd>CUST</Cd> <!-- Customer Request -->
      </Rsn>
      <AddtlInf>Order Cancelled by Customer</AddtlInf>
    </CxlRsnInf>
  </FIToFIPmtCxlReq>
</Document>

Key Fields Explanation

Field	Description
OrgnlInstrId	Original Instruction ID - ID of the hold request
OrgnlTxId	Original Transaction ID - Hold Reference from Custody
CxlRsnInf	Cancellation Reason - e.g., CUST (Customer Request)

RESPONSE - Custody Bank → UFG → Broker

<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.029.001.09">
  <RsltnOfInvstgtn>
    <Assgnmt>
      <Id>CANCEL-ACK-001</Id>
      <Assgnr>
        <Agt>
          <FinInstnId>
            <Othr>
              <Id>CUSTODY_00</Id>
            </Othr>
          </FinInstnId>
        </Agt>
      </Assgnr>
      <CreDtTm>2025-01-26T14:00:01Z</CreDtTm>
    </Assgnmt>
    <Sts>
      <Conf>ACCR</Conf> <!-- Accepted with Change/Released -->
    </Sts>
    <CxlDtls>
      <OrgnlInstrId>HOLD-VN30-20250126-001</OrgnlInstrId>
      <OrgnlTxId>HOLD-CUSTODY-001</OrgnlTxId>
      <TxCxlSts>CAND</TxCxlSts> <!-- Cancellation Accepted -->
    </CxlDtls>
    <SplmtryData>
      <PlcAndNm>ReleaseConfirmation</PlcAndNm>
      <Envlp>
        <ReleasedAmount Ccy="VND">1500000000</ReleasedAmount>
        <ReleaseTime>2025-01-26T14:00:01Z</ReleaseTime>
      </Envlp>
    </SplmtryData>
  </RsltnOfInvstgtn>
</Document>

Flow Diagram