Process 3: Hold Cash (No Query)
Hold funds without querying balance first.
Message Type
camt.048 - Intra Balance Movement Instruction
camt.025 - Receipt (Response)
Purpose
Similar to Process 2, but does not perform a balance query first. Used when the broker already knows the customer has sufficient funds (e.g., queried previously).
Comparison with Process 2
| Feature | Process 2 | Process 3 |
|---|---|---|
| Query balance | ✅ Yes | ❌ No |
| Hold funds | ✅ Yes | ✅ Yes |
| Message type | camt.048 | camt.048 |
| Use case | New Order | Confirmed Order |
REQUEST/RESPONSE
Uses same message format as Process 2.
Reference: Process 2: Query + Hold Cash
Use Cases
1. Hold after Query
Already queried in Process 1, confirmed sufficient funds, now just need to hold.
2. System Automated Hold
System automatically holds based on internal logic.
3. Modify Existing Hold
After holding, want to increase hold amount (use Process 10).